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Loan Risk Scorer

Enter the basics of a sample loan and get an instant risk score, risk band, and a suggested investment percentage. Deterministic rule-based scoring against sample data — nothing is stored.

Inputs
All three fields are required. The same zod contract validates them in the browser and on the server.

Each property type carries a different baseline risk. Commercial is the highest; single-family is the lowest.

70%

Drag the slider. ≤65% is conservative, 65–80% is standard, 80%+ is stretched.

300–850. Below 580 is poor; 740+ is excellent.

Risk assessment
Submit the form to see your score. Sample data only — nothing is stored.

Awaiting submission

Pick a property type, set an LTV, and enter a credit score — then click Score this loan.