Investor tiers

Three commitments, one risk model

MortgageAgent accommodates accredited investors at three minimum commitments — Starter, Growth, and Accredited. Every tier routes capital through the same loan-grade, AI-scored underwriting dataset the partner desk uses to clear files, so what qualifies as supply is also what qualifies as capital.

Tier comparison

Three tiers, escalating with commitment

Each tier builds on the one below it. Pick the minimum commitment that matches your current allocation, then step up when you’re ready for weighted mandates or co-investment windows.

Starter
Tier
Minimum commitmentFrom $25,000
The on-ramp for accredited investors new to loan-grade allocation.
  • Access to the platform risk model and AI-scored loan picks
  • Onboarding through the vetted partner channel
  • Transparent underwriting documents for every funded position
  • Annual accreditation renewal tracked through the intake
Apply to invest
Growth
Tier
Minimum commitmentFrom $100,000
Diversified exposure across multiple active loans with a dedicated IR contact.
  • Everything in Starter
  • Position diversification across multiple active loans
  • Quarterly portfolio briefing on fundings and risk model output
  • Priority allocation on new partner-channel originations
  • Dedicated investor-relations contact for the duration of the cycle
Talk to investor relations
Accredited
Tier
Minimum commitmentFrom $500,000
Weighted SEC Rule 501 mandates with flagship-origination co-invest windows.
  • Everything in Growth
  • Full SEC Rule 501 allocation conversations with weighted mandates
  • Real-time funded-loan view on the investor ledger
  • Co-investment windows on flagship partner-channel originations
  • Dedicated capital-program lead running the annual cycle
Complete accreditation
Transparency note

Fees, allocation mechanics, and the per-position risk-model score are surfaced at the accredited-investor intake so the numbers carry through to the allocation conversation — no separate fee schedule, no smoothed summaries.

Apply to invest

Ready to route capital through the risk model?

Tell us which tier you’re targeting and how you qualify under SEC Rule 501. We open an allocation conversation after accreditation is confirmed.